8370 W HILLSBOROUGH AVE STE 10, 1
TAMPA, FL 33615
Commercial Insurance Overview
Smile Bright Dental Plc is based in Hillsborough county in Florida. They operate in the Services industry, specifically in Offices and Clinics of Dentists, which is a low risk industry. It is worth putting effort into risk management to be able to leave the Assigned Risk pool.
Having been with the same worker's comp carrier for 12 years, it may be wise to shop around. We have coverage data for them in a single state.
Premium Comparison
This chart represents the range and distribution that carriers are charging per $100 of payroll for businesses similar to Smile Bright Dental Plc. This can give you an idea of what carriers might best fit your business.
| Class | Payroll |
|---|---|
| Total Payroll: | $0 |
| | ||
|---|---|---|
| Enter the State, Mod, and Payroll for each employee class to get premium estimates from the top carriers writing that class of business Carriers are sorted by number of accounts in that class of business. |
'; $('#linkHtml').val(html); // $('#linkHtml').val('
Workers\' Comp Calculator '); } function updateTotalPayroll() { var total = 0; $('.payrollClass').each(function(){ var value = parseFloat($(this).val().replace(/,/g, '')) || 0; total += value; }); $('#totalPayroll').text(formatAsDollars(total)); } function addNewRow(c,p) { var newRow = $('
'); if (c != '') { newRow.find('.classClass').html('
') } $('#payrollBody').append(newRow); $('#payrollBody tr:last select').select2({ theme: 'bootstrap', width: '100%', placeholder: 'Class', allowClear: true, closeOnSelect: true, ajax: { url: '/api2/Pub/Filter', dataType: 'json', delay: 250, data: function (params) { var query = { search: params.term, param: 'classlist[]', statelist: [$('#statelist').val()], page: params.page || 1 } return query; }, processResults: function (response) { return response.data; } } }); newRowCount++; } function calcPremium(lossCostData, lcm, mod, classCode, applyDebitCredit) { var stdPremium=0; var govPolicyRate; $.each(lossCostData, function(cl,rate) { // if (rate.rate === null) { // $('#rateWarn').removeClass('hidden'); // } var policyRate = rate.rate*lcm; if (cl=='' || cl==classCode) { govPolicyRate = policyRate; } stdPremium += (rate.payroll/100)*policyRate; }); var totalPremium = stdPremium*mod; if (applyDebitCredit) { totalPremium = totalPremium*($('#debitCredit').val() ? (100-$('#debitCredit').val())/100 : 1) } return [totalPremium, govPolicyRate]; } function upDownInd(val, rev, end) { var html = ''; if (val<0 && rev) { html = ''+Math.abs(val)+end+''; } else if (val>0 && rev) { html = ''+Math.abs(val)+end+''; } else if (val>0 && !rev) { html = ''+Math.abs(val)+end+''; } else if (val<0 && !rev) { html = ''+Math.abs(val)+end+''; } return html; } function submitData() { console.log('error'); var isError = false; $('.has-error').removeClass('has-error') var data = { state: $('#statelist').val(), mod: parseFloat($('#mod').val()), payroll: $('.classList').map(function() { if (!internal && $(this).find('.classClass').val() && $(this).find('.payrollClass').val()=='') { isError = true; $(this).find('.payrollClass').parent().addClass('has-error'); return false; } else if (!internal && !$(this).find('.classClass').val() && $(this).find('.payrollClass').val()!='') { isError = true; $(this).find('.classClass').parent().addClass('has-error'); return false; } else if (!$(this).find('.classClass').val() && $(this).find('.payrollClass').val()=='') { return false; } else { return {'class':$(this).find('.classClass').val(),'payroll':parseFloat($(this).find('.payrollClass').val().replace(/,/g, '')) || 0}; } }).get(), carriers: false, currentCarrier: null, statelist: null, doCarrierAppts: $('#doCarrierAppts').prop('checked'), companyId: 2176676, debitCredit: $('#debitCredit').val(), internal: internal }; // Send JSON request to /api2/PremiumCalculation if (!isError) { $('#rateWarn').addClass('hidden'); $('#rateWarn').html(''); // Collect data from inputs and create a JSON object $('#EstTable thead').addClass('hidden'); $('#EstResults').html('
'); $.ajax({ type: 'POST', url: '/api2/Pub/PremiumEstimate', contentType: 'application/json', data: JSON.stringify(data), success: function(response) { processResponse(response.data); }, error: function(error) { } }); } } function processResponse(response) { $('#EstResults').html(''); $('#EstTable thead').removeClass('hidden'); // $('#EstResults').append('
Governing Class: '+response.data.govClass+'
'); // $('#EstResults').append('
Standard Premium: '+formatAsDollars(response.data.totalPremium)+'
'); var cgCount = 0; $.each(response.msgs, function(k,v){ $('#rateWarn').removeClass('hidden'); var spanClass = ''; if (v.type == 'error') { spanClass = 'text-danger'; } else if (v.type == 'warn') { spanClass = 'text-warning'; } $('#rateWarn').append(''+v.msg+'
'); }); var [minPremium, tmp] = calcPremium(response.lossCost, response.stats.range.minLCM, response.mod, response.govClass) $('#minPrem').text(formatAsDollars(minPremium)) var [maxPremium, tmp] = calcPremium(response.lossCost, response.stats.range.maxLCM, response.mod, response.govClass) $('#maxPrem').text(formatAsDollars(maxPremium)) $.each(response.stats, function(cg,v){ if (cg != 'range') { var carriers = ''; // $.each(v, function(i,c) { // carriers += ''+c.count+''; // }); // var row = '
'+cg+'
'+carriers+'
'; var applyDebitCredit = (response.currentCarrier==cg ? false : true); var dataArr = prepData(v.data); if (response.prevStats[cg]) { var prevDataArr = prepData(response.prevStats[cg].data); var prevMedianLCM=d3.quantile(prevDataArr, 0.5); } var medianLCM=d3.quantile(dataArr, 0.5); var govPolicyRate = ''; var [totalPremium, govPolicyRate] = calcPremium(response.lossCost, medianLCM, response.mod, response.govClass, applyDebitCredit) var [prevTotalPremium, tmp] = calcPremium(response.lossCost, prevMedianLCM, response.mod, response.govClass, applyDebitCredit) $.each(v.data, function(i, vv) { var [tmpTotalPremium, tmp] = calcPremium(response.lossCost, vv.lcm, response.mod, response.govClass, applyDebitCredit) v.data[i].premium=tmpTotalPremium; }); var row = '
Pol Rate: '+parseFloat(govPolicyRate).toFixed(2)+ ' Med. LCM: '+parseFloat(medianLCM).toFixed(2)+ '
'+v.count+ ' Businesses '+upDownInd(v.count-(response.prevStats[cg] ? response.prevStats[cg].count : v.count),false, '')+ '
'; // row += '
'; $('#EstResults').append(row); initChart(v.data,response.stats.range,cgCount); cgCount++; } }); } $(document).on('change','#doCarrierAppts', function(e) { createEmbedUrl(); }); $(document).on('click','#newPayroll', function(e) { addNewRow('',''); }); $(document).on('change', '.payrollClass', function() { updateTotalPayroll(); }); $(document).on('click', '#submitData', function() { submitData(); });}); function boxWhiskers(d) { var q1 = d.quartiles[0], q3 = d.quartiles[2], iqr = (q3 - q1) * 1.5, i = -1, j = d.length; while (d[++i] < q1 - iqr); while (d[--j] > q3 + iqr); return [i, j]; } function boxQuartiles(d) { return [ d3.quantile(d, 0.25), d3.quantile(d, 0.5), d3.quantile(d, 0.75) ]; } function prepData(cg) { var dataArr = [];//constructData(cg,range); $.each(cg, function(k,v) { for (var i = 0; i < v.count; i++) { dataArr.push(v.lcm); } }); return dataArr; } function initChart(dataArr,range,cgCount) { var totalWidth = 340, totalHeight = 50, margin = { top: 20, right: 20, bottom: 0, left: 20 }, width = totalWidth - margin.left - margin.right, height = totalHeight - margin.top - margin.bottom; var chart = d3.box() .value(function(d) { return d.lcm; }) .width(width) .height(height) .domain([range.minLCM, range.maxLCM]); var xScale = d3.scale.linear() // this is the data x values .domain([range.minLCM, range.maxLCM]) // this is the svg width .range([0, width]); var svg = d3.select('#svg-wrapper'+cgCount).selectAll('svg') .data([dataArr]) .enter().append('svg') .attr('width', totalWidth) .attr('height', totalHeight) .append('g') .attr('transform', 'translate(' + margin.left + ',' + margin.top + ')') .call(chart); // axis // var svgAxis = d3.select('#EstAxis').selectAll('svg') // .data([dataArr]) // .enter().append('svg') // .attr('width', totalWidth) // .attr('height', totalHeight) // .append('g') // .attr('transform', 'translate(' + margin.left + ',0)') // var xAxis = d3.svg.axis() // .scale(xScale) // .orient('bottom') // .ticks(10) // .tickFormat(tickFormatter); // // add axis // svgAxis.append('g') // .attr('class', 'x axis') // .attr('transform', 'translate(0,0)') // .call(xAxis); } function tickFormatter(d) { if (d !== (d | 0)) { // format non-integers as 1-decimal float return d3.format('0.1f')(d); } else if (d < 1000) { // format just as integers return d3.format('d')(d); } else if (d < 10000 && (d % 1000 === 0)) { // format using SI, to 1 significant digit return d3.format('0.1s')(d); } else { // format using SI, to 2 significant digits return d3.format('0.2s')(d); } } // function tableFormatter(d) { // if (isNaN(d)) { // return d; // } // if (d !== (d | 0)) { // // format non-integers as 1-decimal float // return d3.format('0,.1f')(d); // } else { // return d3.format(',d')(d); // } // } d3.box = function() { //https://codepen.io/c0deMonkey/pen/xOpgBY?editors=0010 var width = 1, height = 1, duration = 0, domain = null, value = Number, whiskers = boxWhiskers, quartiles = boxQuartiles, outlierData = null, tickFormat = null; function box(g) { g.each(function(d, i) { // sort the data objects by the value function d = d.sort(function(a, b) { if (value(a) > value(b)) { return 1; } if (value(a) < value(b)) { return -1; } if (value(a) === value(b)) { return 0; } }); // d3.select(this.parentNode)// ; var g = d3.select(this).attr('class', 'boxplot'), justVals = d.map(value), n = d.length, min = justVals[0], max = justVals[n - 1]; // Compute quartiles. Must return exactly 3 elements. var quartileVals = justVals.quartiles = quartiles(justVals); // Compute whiskers. Must return exactly 2 elements, or null. var whiskerIndices = whiskers && whiskers.call(this, justVals, i), whiskerData = whiskerIndices && whiskerIndices.map(function(i) { return d[i]; }); // Compute outliers. If no whiskers are specified, all data are 'outliers'. // The outliers are actual data objects, because I'm not concerned with transitions. // outlierData = whiskerIndices ? // d.filter(function(d, idx) { // return idx < whiskerIndices[0] || idx > whiskerIndices[1]; // }) : d.filter(function() { // return true; // }); // Compute the new x-scale. var xScale = d3.scale.linear() .domain(domain && domain.call(this, justVals, i) || [min, max]) .range([0, width]); // Note: the box, median, and box tick elements are fixed in number, // so we only have to handle enter and update. In contrast, the outliers // and other elements are variable, so we need to exit them! // (Except this is a static chart, so no transitions, so no exiting) // Update center line: the horizontal line spanning the whiskers. var center = g.selectAll('line.center') .data(whiskerData ? [whiskerData] : []); center.enter().insert('line', 'rect') .attr('class', 'center-line') .attr('x1', function(d) { return xScale(value(d[0])); }) .attr('y1', height / 2) .attr('x2', function(d) { return xScale(value(d[1])); }) .attr('y2', height / 2); // whole innerquartile box. data attached is just quartile values. var q1q3Box = g.selectAll('rect.q1q3box') .data([quartileVals]); var q1q3Data = d.filter(function(d) { return value(d) > quartileVals[0] && value(d) < quartileVals[2]; }); q1q3Box.enter().append('rect') .attr('class', 'box-box whole-box') .attr('y', 0) .attr('x', function(d) { return xScale(d[0]); }) .attr('height', height) .attr('width', function(d) { return xScale(d[2]) - xScale(d[0]); }) .data([q1q3Data]) .on('mouseenter', function(e) { console.log('test',d,e); d3.select(this.parentNode) .select('.box-median-label') .style('opacity', 1).text(formatAsDollars(e[0].premium)+' - '+ formatAsDollars(e[e.length-1].premium)); }) .on('mouseleave', function(e) { d3.select(this.parentNode) .select('.box-median-label') .style('opacity', 0); }) ; // add a median line median line. var medianLine = g.selectAll('line.median') .data([quartileVals[1]]); medianLine.enter().append('line') .attr('class', 'median') .attr('x1', xScale) .attr('y1', 0) .attr('x2', xScale) .attr('y2', height) ; g.append('text') .attr('class', 'box-median-label') .text(function(d) { console.log('box-median-label',d); return d.lcm; }) .attr('y', "-5") .attr('x', xScale(quartileVals[1])); // q1-q2 and q2-q3 boxes. attach actual data to these. // var q1q2Data = d.filter(function(d) { // return value(d) >= quartileVals[0] && value(d) <= quartileVals[1]; // }); // console.log('q1q2Data',q1q2Data, d, quartileVals); // if (q1q2Data.length) {// var q1q2Box = g.selectAll('rect.q1q2box') // .data([q1q2Data]); // q1q2Box.enter().append('rect') // .attr('class', 'box half-box') // .attr('y', 0) // .attr('x', function(d) { // return xScale(value(d[0])); // }) // .attr('width', function(d) { // return xScale(value(d[d.length - 1])) - xScale(value(d[0])); // }) // .attr('height', height); // }// var q2q3Data = d.filter(function(d) { // return value(d) > quartileVals[1] && value(d) <= quartileVals[2]; // }); // console.log('q2q3Data',q2q3Data, d, quartileVals);// if (q2q3Data.length) {// var q2q3Box = g.selectAll('rect.q2q3box') // .data([q2q3Data]); // q2q3Box.enter().append('rect') // .attr('class', 'box half-box') // .attr('y', 0) // .attr('x', function(d) { // return xScale(value(d[0])); // }) // .attr('width', function(d) { // return xScale(value(d[d.length - 1])) - xScale(value(d[0])); // }) // .attr('height', height)// ; // } // Whiskers. Attach actual data object var whiskerG = g.selectAll('line.whisker') .data(whiskerData || []) .enter().append('g') .attr('class', 'whisker') ; whiskerG.append('line') .attr('class', 'whisker') .attr('x1', function(d) { return xScale(value(d)); }) .attr('y1', height / 6) .attr('x2', function(d) { return xScale(value(d)); }) .attr('y2', height * 5 / 6); whiskerG.append('text') .attr('class', 'box-label') .text(function(d) { console.log('whisk',d); return formatAsDollars(d.premium); }) .attr('y', "-5") .attr('x', function(d) { return xScale(value(d)); }); whiskerG.append('circle') .attr('class', 'whisker') .attr('cx', function(d) { return xScale(value(d)); }) .attr('cy', height / 2) .attr('r', 3); // Update outliers. // var outlierG = g.selectAll('g.outlier') // .data(outlierData) // .enter().append('g') // .attr('class', 'outlier'); // outlierG.append('circle') // .attr('class', 'outlier') // .attr('r', 5) // .attr('cx', function(d) { // return xScale(value(d)); // }) // .attr('cy', height / 2); // outlierG.append('text') // .attr('class', 'label') // .text(function(d) { // return value(d); // }) // .attr('x', function(d) { // return xScale(value(d)); // }); }); } box.width = function(x) { if (!arguments.length) { return width; } width = x; return box; }; box.height = function(x) { if (!arguments.length) { return height; } height = x; return box; }; box.tickFormat = function(x) { if (!arguments.length) { return tickFormat; } tickFormat = x; return box; }; box.duration = function(x) { if (!arguments.length) { return duration; } duration = x; return box; }; box.domain = function(x) { if (!arguments.length) { return domain; } domain = x == null ? x : d3.functor(x); return box; }; box.value = function(x) { if (!arguments.length) { return value; } value = x; return box; }; box.whiskers = function(x) { if (!arguments.length) { return whiskers; } whiskers = x; return box; }; box.quartiles = function(x) { if (!arguments.length) { return quartiles; } quartiles = x; return box; }; // just a getter. no setting outliers. box.outliers = function() { return outlierData; }; return box; };
